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4 days ago

Eastern Alliance Insurance Group Review - Value to Employers

How can ecovery add value to your workplace?


1.       Reduce Future Premium Increases


The insurance carrier initially pays for the claim, but the employer may end up paying for it with increased premiums in the future. Offering modified duty reduces claims costs.


2.      Reduce Claims Costs More Than 50%


Return to work (RTW) programs immediately reduce indemnity payments. Not only are lost-time days reduced by 50%[1], but studies show medical costs are also reduced.


3.      Return Injured Workers to their Regular Jobs Faster


In a 2008 study of 184 manufacturing industry workers who sustained rotator cuff injuries, 84% of workers returned to regular duties within 120 days.[2] The authors of the study attribute the return to work rates to the existence of a successful RTW program.


4.      Speed-up Injured Worker Recovery


Using work as therapy helps injured employees recover up to 3 times faster. The sooner a worker is placed on modified duty, the sooner he or she returns to work.[1]


5.      Reduce Fraud


Establishing an ecovery program demonstrates that getting injured does not mean being out of work.


6.      Reduce Litigation


When injured workers feel secure about their employment, they’re less likely to seek out an attorney.


7.      Limit Personnel Costs


With ecovery, employers can limit the expense of hiring and training temp and replacement workers. Studies have demonstrated that employees who are offered modified duty work return to work twice as often as those who are not offered modified work.[1]


8.     Maintain Productivity


Using ecovery means, even with modified duty, the employer is gaining productivity from a worker who would otherwise be out of work.


9.      Increase Employee Morale


Establishing an ecovery program demonstrates that employees are valuable company assets, not disposable resources. It also communicates an employer’s commitment to the wellbeing of its employees.

7 days ago

Online Security - Keep your Online Identity Safe

No one is safe online. Everyone is vulnerable and it is your responsibility to establish precautionary measures to protect yourself against cyberattacks. Make yourself well informed and updated on different schemes which cybercriminals used to deceive online users.


The simple tips below should help ensure your security online without ruining the convenience online access offers:


1. Your passwords should be strong enough that it cannot be easily guessed by hackers. Do not use obvious passwords using your personal information or do not use the most common passwords that are ridiculously easy to guess. Moreover, make sure that you use different passwords for your online accounts because having similar passwords on all accounts makes it easier for hackers to steal your identity.


2. Updating your software is very important. There are many good reasons why you need to update your software, thus make sure to take time updating and installing new versions of it.


3. Phishers do have the capability to copy the exact interface of a certain website and lure you into one. They will do everything to obtain personal information from you using those fake sites. Closely examine the site you are accessing before logging in your account and before giving out any personal and financial information.


4. A recovery contact is very important at times where you can’t login to your account. Make sure to set an account recovery contact in case you can’t access your own account.


5. Take advantage of setting up a two-step authentication as it serves as an added security to your accounts and will prevent hackers from accessing your account easily.


Dangers and threats are lurking on the Internet and hackers are always on the hunt looking for someone to victimize. Make yourself invincible and hard to hack, follow the basic ways above and be updated on latest schemes cybercriminals used.

3 weeks ago

Tyre&Auto Southbourne Group Review - How to Choose the Best Tyres for your Vehicle

Tyre&Auto Southbourne Group Review - How to Choose the Best Tyres for your Vehicle

There is a multitude of tyres available on the market today and it might seem difficult to choose the right tyre for your vehicle. Tyre&Auto Southbourne Group, as a company committed to taking care of your car, can help you choose the best tyre for your car with their knowledge and skills in car servicing.


But first, just a short introduction to Tyre&Auto Southbourne Group - it is a family run company that offers services such as helping you look for good tyres without getting scammed, car servicing, MOTs, brake checks and free seasonal checks. For more than a decade, it has also been trading on the South Coast of Hampshire.


If you’re planning to renew the tyres of your vehicle and you need help in choosing the right one, Tyre&Auto can assist you. There are certain elements that should be taken into consideration regarding this matter, and it includes the size, climate and how you drive your vehicle.


You’ll not have a hard time knowing the size of the tyre because it is already indicated in its wall. There are also different types of important information that the sidewall of a tyre holds wherein you can determine the following:


- Date and place of production


- Speed


- Load capacity


- Size


Other significant details that you can find on the wall of the tyre include its section width, aspect ratio or profile, as well as its radius.


There are particular factors that could affect the life of your tyre and it involves when your mileage per annum is high or low, or when you drive in inner city conditions instead of motorways. Based on the criteria you gave, Tyre&Auto Southbourne Group can help you with your choice even if you drive in a sportier manner that could also affect the life of your tyre.


For further inquiries, give them a call today or visit their local depots, and their team will be happy to help you.

1 month ago

Japan Asia Group Limited - Consolidated Financial Results

Summary of Consolidated Financial Results for the Six Months Ended September 30, 2016

(Based on Japanese GAAP)


Company name: JAPAN ASIA GROUP LIMITED              


Stock exchange listing: Tokyo


Stock code: 3751 URL:


Representative: Tetsuo Yamashita          Chairman and CEO


Inquiries:  Kazunobu Watanabe Director         TEL: +81-3-4476-8000


Scheduled date to file Quarterly Securities Report: November 11, 2016


Scheduled date to commence dividend payments: –


Preparation of supplementary material on quarterly financial results: Yes


Holding of quarterly financial results meeting: Yes (for analysts)


(Amounts less than one million yen are rounded down)


1.       Consolidated financial results for the six months ended September 30, 2016 (from April 1, 2016 to September 30, 2016)


(1) Consolidated operating results (cumulative)          Percentages indicate year-on-year changes


Six months ended September 30, 2016


Six months ended September 30, 2015


Net sales

Millions of yen %




Operating income

Millions of yen         %

(750)               –

1,063              (17.7)


Ordinary income

Millions of yen         %

(1,379)                        –

254                  (50.4)


Profit attributable to owners of parent

Millions of yen         %

(1,737)                        –        

491                              –


1 month ago

Online Fraud Detection - Planning for Tomorrow’s Cyberattacks

As organisations think through their cybersecurity strategy for the coming year the challenge they face is how to plan for success, writes Peter Bauer, CEO and co-founder of Mimecast.


This past year we’ve seen how cybercriminals continue to become more sophisticated and insidious by constantly revising, updating and re-inventing their tactics and technologies to launch attacks. We’ve seen our share of DDoS attacks, key political figures emails hacked, and ransomware attacks. Recently, we saw cybercriminals target the San Francisco Municipal Transportation Authority with a ransomware attack. Free rides for all! And, that wasn’t San Francisco offering an early holiday gift to locals.


Knowing 100% protection against today’s cyber threats is not realistic – cyber resilience becomes the name of the game.  Building a cyber resilience strategy that layers state-of-the-art preventative systems, point-in-time recovery measures, and a means to maintain continuity during an attack can make a significant difference in fending off the myriad of sophisticated threats. We can’t predict all the attacks coming but we can build in cyber resilience and learn from what we have already seen.


Although we may not know all the answers of what’s to come, based on what we’ve seen over the year here are a few attacks that we, at Mimecast, think will rise up 2017:


* The Rise of Cyber Gangs – The past year has been rampant with attacks, and it’s only going to get worse. Not just in the number of attacks, but the sophistication. Attackers have been getting smarter, their data gathering techniques more sophisticated, and they’re becoming more organized. In 2017, we’ll likely see growing groups of attackers, as well as a network of shared information they’ve stolen. These groups will also likely clash, and we’ll see attackers going after each other as well as these virtual gangs grow, gain resources, and fight over territories in the digital landscape. As we all know everyone needs to protect against these threats, by taking a layered approach and ensure they have a proper cyber resilience strategy in place to combat these threats. But that can sometimes be out of reach for many organizations as they are always strapped for resources, budget and then management of said layers. Thus the massive shift of organizations moving to a cloud security strategy where you can get advanced security capabilities that would be out of reach to try and build on premise.


* Ransomware Continues to Evolve yet don’t take your eye off other threats – Ransomware will explode to become one of the biggest threats, fuelled by smaller ‘opportunist’ attackers using off-the-shelf kits to deploy malware. This is an easy and cheap attack method that produces fruitful results. Few organizations have effective defences against this type of malware and now with bitcoins enabling the perpetrators to increase distance from their victims further, it has never been so easy to get away with it. In the coming year, we should also expect more crypto-lockers and evolving forms of ransomware that deny access to desktops, network drives and cloud services. And just as you focus your attention on ransomware issues you can’t be caught off guard by adversaries impersonating the CEO to transfer thousands of dollars to an offshore account or by basic phishing attacks that will cause employees to launch attacks on your organisation.


* Focus on Data Mining – One theme that is still overlooked is that it’s not just about wire transfers. Attackers aren’t just focused on money, they’re focusing on data mining and will use the data they gather in more advanced attacks to gather important data to be either sold on the Dark Web, or used in future attacks.  (Remember the W-2 fraud uptick earlier this year? We’re heading into tax season, and can expect to see this again.)  While Wire Transfer fraud is, and will be an issue in the future, organizations need to also think about where else they’re susceptible and ensure they have the appropriate protective measures in place. Backups are essential, but the evolution of ransomware is staggering and organizations need to ensure their gateway, firewall, endpoint and other security solutions are consistently up-to-date.

2 months ago

Kaori Fuchi Advisors Tokyo Japan Newsroom

Kaori Fuchi Advisors Tokyo Japan Newsroom

News & Media


May, 2014

Lectured for tax accountants who want to start up their business.

“How to hire an ideal staffs for your firm.”


December 2013

Introduced as an Japanese tax professional who can communicate in English in “Japan Startup Guide 2013”


October 2013

Lectured in Tokyo on behalf of ESSAM KK for tax accountants.

“How to set up your business as an tax accountant.”


September 2013 – August 2014

Serialized an essay for readers who want to be an tax accountant.



Lectured in Osaka on behalf of ESSAM KK.

“Let’s become a winner as an tax accountant.”


September, 2013

Interviewed by Nikkei newspaper.

“Tax saving for investment of foreign real estate.”


August, 2013

Lectured in Sendai on behalf of ESSAM KK.

“Let’s become a winner as an tax accountant.”


July, 2013

Lectured in Tokyo on behalf of ESSAM KK.

“Let’s become a winner as an tax accountant.”


June, 2013

Lectured at Tokyo CPA Association’s Shibuya Block Conference.

“Tax Treatments for expats who Work Overseas.”


June, 2013

Interviewed by popular women’s magazine, “DRESS,” for their feature on Female Entrepreneurs in Japan.


January, 2013

Featured in Kansai University of Foreign Languages website.


December, 2012

DVD, produced by BIZUP SOKEN KK, goes on sale.

“Salaries for Expatriates.”


December, 2012

Lectured at ESSAM KK.

“Basics for International Tax Accounting.”


October, 2012

DVD, produced by ACCS Consulting Co. Ltd., goes on sale.

“International Tax for Tax Accountants.”


September 2012

Interviewed for issue 26 of Tax Accounting Industry News published by ACCS Consulting Co. Ltd.

“Tax Accountant specializing in international taxation matters”\


August 2012

The Tax Accountant Blog (written by Kaori Fuchi) was presented in Taxation Institute of Japan's website Zei-no-machi (Town taxation).


4 months ago

What’s Behind Google’s Secretive Ad-Blocking Policy by Online Security

What’s Behind Google’s Secretive Ad-Blocking Policy by Online Security

University of Maryland law professor Frank Pasquale says Google has tried to have it both ways: sometimes it portrays itself as a simple utility and a mere conduit of its customers’ ads, but other times it presents itself as a content provider that can and should exercise control over the ads it shows.


Whenever Google is accused of abetting or enabling copyright infringement or defamation, it says, ‘We’re just [connecting people] like the phone company does, and you wouldn’t sue the phone company over this,’” says Pasquale. “But when people say, ‘If you’re a common carrier [utility], you should take all ads,’ Google will say, ‘No, we’re like a newspaper and we should have carte blanche over what we publish.’”


With payday loan ads, Google is characterizing itself as the watchful online guardian. The company has said it banned the ads to protect its users because “research has shown that these loans can result in unaffordable payment and high default rates.” (Google declined to comment for this story beyond saying that it constantly reviews its AdWords policies and updates them ”when necessary.”)


Google also seems to have been influenced by advocacy from a large coalition of civil rights, digital rights, and financial reform organizations. In late 2015, the Leadership Conference on Civil and Human Rights and other groups sent Google reports detailing abuses that often accompany payday loans—among them fraud, unauthorized transactions, and long-term indebtedness. “We said, ‘This is a problem, and we want to talk to you about this,’” says Alvaro Bedoya, the executive director of Georgetown Law’s Center on Privacy & Technology, who participated in the outreach campaign. “There were long conversations with Google and a lot of bringing this research to their attention over the course of a couple of months.”